Same Day Approvals
24/7 Customer Support
Simple Online Application
Fraud Prevention
Dedicated Account Manager
Recurring Billing
Same or Next Day Funding
Versatile Payment Options
Easy Integration & APIs
Please note: SeamlessChex does not provide lending or extended credit services.
Our customers love us
A+
stars-5Better Business Bureau Accredited Business
4.8/5
stars-5Google Rating
4.8/5
stars-5Merchant Maverick Rating
4.5/5
stars-4-5Trustpilot Rating
4.8/5
stars-5Top Credit Card Processors Rating
#2,150
stars-5Inc Regionals Ranking
High Risk? No Problem
Solutions for High-Risk Merchants
Access customized payment processing designed to meet your specific needs, even if you’re on the TMF or MATCH list
Quick and Easy Approval
Begin accepting payments swiftly with our efficient, hassle-free application process
Minimize Risks, Maximize Profits
Our expert team helps you navigate the challenges of high-risk processing, so you can focus on growing your business
Versatile Payment Options
Choose from a variety of payment solutions, including credit card, ACH, and eCheck, tailored to your risk profile
Dedicated Support and Guidance
Receive personalized support from a dedicated account manager, ensuring smooth and reliable processing
Keep Your Business Running Smoothly
With our robust solutions, you can avoid disruptions and maintain consistent cash flow
High Risk Expertise

Discover our tailored solutions designed specifically for businesses classified as high-risk due to fraud or chargebacks. SeamlessChex is a trusted leader in high-risk merchant services, offering customized strategies to help you navigate the unique challenges of your industry.
Why choose SeamlessChex?

  • Expertise in High-Risk Processing: Benefit from our deep understanding of the high-risk landscape, with specialized services crafted to support your business needs.
  • Industry-Specific Strategies: We provide targeted solutions that address the specific risks and requirements of your business sector.
  • Robust Network Connections: Leverage our relationships with 15+ direct banks and processors, ensuring you find the perfect, long-term fit for your merchant account.
High-Ticket MerchantsHigh-Ticket Merchants
Debt CollectionDebt Collection
TMF/MATCH List MerchantTMF/MATCH List Merchant
Lending CompaniesLending Companies
Moving & TransportationMoving & Transportation
TelemedicineTelemedicine
CBD CompaniesCBD Companies
NutraceuticalsNutraceuticals
Coins and Precisious Metal CompaniesCoins and Precisious Metal Companies
We've Got All Your Payment Processing Needs Covered
Seamlesschex Product
ACH and eCheck Processing
Instantly Accept Verified Check and ACH Payments with Same-Day Deposits
With Seamless Chex, your customers can pay online or over the phone - no hassle, no wasted time, and no more waiting for checks to arrive in the mail
Seamlesschex Product
Verified ACH Payments and Payouts with Paynote
Accept Verified ACH Payments Online and Send Payments Via Email
Our easy-to-use invoicing, custom payment links, and online checkout functionalities provide everything you need to accept one-time or recurring payments at scale
Seamlesschex Product
Debit and Credit Card Processing
The Last Processor Relationship You'll Ever Need
Our next-day funding, online reporting, and zero-cost processing help retail businesses succeed, and onboarding is simple with our online application and eSign process
What our customers are saying
Testimonal Stars

As a business owner, Paynote has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.

Clifford Parker
Clifford ParkerCEO @Parker Insurance

Seamless Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.

Marek Zribko
Marek ZribkoManager @Omar Mediterranean Cuisine

eCheck verification has reduced returned checks for our clients by 63% resulting in thousands saved on bank fees. They also offer A+ developer support!

Jared Lubel
Jared LubelPresident @Ruby & Jenna

Thanks to the insightful advice and great service offered by the team at Seamless Merchant, our ecommerce business operates more efficiently.

Hakan Lindskog
Hakan LindskogChief Operating Officer @NeuroHacker Collective
Trustpilot
24/7 Support
No Setup/Hidden Fees
No Min. Credit Score

Unlock Seamless Payments Today

Everything your business needs to send or accept Credit Cards, ACH, and eCheck Payments online or in-person.

No credit card required. Just results.